Virtual Incentives — Frequently Asked Questions

Created by Anand Gurunathan, Modified on Thu, 6 Aug at 3:19 PM by Anand Gurunathan



About the Company

Q: What does Virtual Incentives do? A: We're a B2B rewards and payment issuing platform. We help companies send incentives, rewards, and payouts — gift cards, prepaid Visa/Mastercard, PayPal, Venmo, or direct bank deposit — to employees, customers, research participants, and channel partners, in 187 countries and 59 currencies.

Q: How big is your platform / can you handle enterprise-scale programs? A: Yes. We've issued 40M+ payments and processed over $3B in value, with 99.997% platform uptime and 175+ API integrations, so we support everyone from startups to global enterprises and government agencies.

Q: Who are your typical customers? A: Companies running employee recognition, market research incentive, customer engagement, channel/sales incentive, or clinical trial payout programs — ranging from startups to higher education and state/federal agencies to global enterprises.

Q: Where are you located / do you operate globally? A: We support reward delivery in 187 countries and 59 currencies. (See the Locations page for specific office locations.)


Products & Reward Types

Q: What kinds of rewards can I send through Virtual Incentives? A: Digital and physical gift cards (4,800+ global brands, including Amazon), prepaid Visa/Mastercard (physical, virtual, reloadable, single/multi-merchant), PayPal, Venmo, direct-to-bank deposits, and GiftCard PASS / FuelCard PASS, which let the recipient choose their own reward.

Q: What is GiftCard PASS? A: It's a flexible reward link — instead of picking one gift card for your recipient, you send a PASS and they choose from 700+ brands and payment types themselves, delivered instantly through a single API connection.

Q: Can recipients choose their own reward instead of getting a fixed gift card? A: Yes — that's exactly what GiftCard PASS and FuelCard PASS are designed for.

Q: Do you support Amazon gift cards specifically? A: Yes, Amazon is offered as a standalone product alongside the broader 4,800+ brand catalog.

Q: Can I brand the reward experience with my own company's look and feel? A: Yes — the redemption experience can be customized to your brand at every step (branded emails, landing pages, etc.).

Q: Is there a minimum or maximum payout amount? A: The contact form suggests program tiers from $10,000 to $1,000,000+ in annual payouts, but there's no stated hard minimum — reach out and we can scope a program to your volume.


Use Cases

Q: What is this platform typically used for? A: Common use cases include employee incentives (recognition, wellness, safety, service awards, learning & development), market research participant incentives, customer engagement/loyalty, channel and sales incentives, and clinical trial payments.

Q: Do you support market research incentive payouts? A: Yes — we support quantitative research, online and in-person qualitative research, tracking panels, and healthcare provider/patient incentive programs.

Q: Can you handle employee recognition programs? A: Yes — employee recognition, spot recognition, health & wellness, safety programs, and service award programs are all supported use cases.

Q: Do you support sales and channel incentive programs? A: Yes — sales incentives, channel incentives, and consumer loyalty programs are core use cases.

Q: Can this be used for clinical trial participant payments? A: Yes, clinical trials are listed as one of our supported payout categories.


Platform, Technology & Integration

Q: Do you offer an API? A: Yes — we have a full developer API (docs at developers.virtualincentives.com) with 175+ existing integrations, so rewards can be triggered directly from your own systems or platforms.

Q: What is VI Now? A: VI Now is our platform feature/portal for managing and issuing rewards (exact functionality is best confirmed via the Platform > VI Now page — worth a follow-up look).

Q: What is "Payment DNA"? A: It's our data insights feature that gives you visibility into how your payouts and rewards are performing.

Q: How do I fund my reward payouts? A: There's a dedicated "Funding Your Payments" feature covering how clients load funds for their incentive programs — details available on request from sales.

Q: Is there multi-factor authentication for account security? A: Yes, MFA is offered as a platform security feature.

Q: How reliable is the platform (uptime)? A: We report 99.997% platform uptime, and you can check real-time status at trust.virtualincentives.com.


Security & Compliance

Q: Is Virtual Incentives PCI compliant? A: Yes — we're PCI-DSS Level 1 validated, the highest tier of payment card industry compliance.

Q: Are you SOC audited? A: Yes, we display AICPA SOC certification for audited security and compliance standards.

Q: Do you have fraud protection built in? A: Yes, fraud monitoring/prevention is listed as a dedicated platform feature.

Q: Are you a member of any industry associations? A: Yes — including the Incentive Marketing Association (IMA and IMA Europe), ESOMAR, Insights Association, SHRM, and CRIC, and we're BBB accredited.

Q: Which bank issues your Visa/Mastercard rewards? A: USD cards are issued by Sutton Bank (member FDIC) under license from Visa/Mastercard; CAD cards are issued by Peoples Trust Company under license from Visa/Mastercard.


Getting Started / Sales Process

Q: How do I get started with Virtual Incentives? A: Fill out the "Let's Talk" contact form with your company, work email, approximate annual payout volume, and use case — a rep will follow up to scope your program.

Q: What information do you need from me to set up a program? A: Basic company/contact details, your approximate payout volume per year, and what you're using payouts for (employee incentives, research, customer engagement, channel/sales, marketplaces, clinical trials, or startup use case).

Q: I'm a startup — can you still work with me? A: Yes, "I'm a startup building an innovative idea" is explicitly listed as an option on our contact form, so smaller/early-stage volumes are welcome.

Q: Do you have a client login portal? A: Yes — existing clients can log in via the Client Portal (now.virtualincentives.com).

Q: Is there a holiday or funding schedule I should know about? A: Yes, we publish a Holiday and Funding Schedule showing processing dates around holidays — check the Resources section for the current version.


Support & Resources

Q: Where can I find case studies or proof this works for companies like mine? A: Check the Case Studies and Team Spotlight sections under Resources, plus our Newsroom and Blog for recent examples.

Q: Do you publish thought leadership or research on incentive programs? A: Yes, we publish white papers and blog content on incentive/rewards best practices under Resources.

Q: Who do I contact if I have a problem with my account or a payment? A: Reach out via the Contact Us form, or existing clients can use the Client Portal for account-specific support.


Note: Several answers (e.g., specifics of VI Now, exact fraud protocols, funding mechanics, pricing) are inferred from page titles/positioning rather than full page content, and should be confirmed against the actual product pages or your VI account rep before external use.

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